Debitize

Credit card perks without credit card debt

Finally get peace of mind when paying with plastic.

Learn more

Welcome Club Thrifty readers! Sign up now to get a $10 credit towards your next credit card bill!

Automated payments give you the discipline & convenience of debit

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Make purchases on your credit card as you normally would

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We deduct the amount from your checking account each day

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At the end of the month we pay your credit card bill

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Sit back and relax! We got you covered.

Better Credit Score

Our premium paid feature (Credit Optimizer) keeps your credit card balance low, which helps improve your utilization, the 2nd largest component of your FICO credit score.

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More Credit Card Rewards

Use your credit card to get more rewards. Earning valuable points and cash back doesn't have to come with interest and late fees.

Worry Free Purchases

Debitize automatically saves money every day to cover your credit card purchases. You'll stay on top of your spending, like you would with a debit card.

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Let's take control of your credit cards! Signup is fast, easy, and free.

Security. Our #1 priority

256-Bit Encryption

You have bank level security as soon as you start with us. Our system is verified and monitored by Symantec.

Credentials Never Stored

Once we link your account, the login credentials used are permanently deleted from our system

No External Transfers

Funds only move between your checking account, your Debitize Reserve Account, and your credit card.

Account Safeguards

Automatic logout and ID verification help prevent unauthorized access.

Unlink At Any Time

When you remove an account, our access to your bank is permanently revoked.

Account Alerts

We constantly monitor your accounts and will contact you immediately if we see any suspicious activity.