What is APR – and does yours measure up?

If you’ve ever shopped around for credit cards, you’ve probably seen the term “APR”, with lots of associated footnotes. You know it’s related to your interest rates, but most people aren’t sure – what is APR? APR stands for annual percentage rate, and it is used in all sorts of financial settings where you’re borrowing […]

Is your credit card annual fee worth it?

Free money from your credit card company can never be a bad thing as long as you’re staying on top of your payments – can it? For the most part, no. As long as you’re paying your bills on time and in full, earning more rewards is usually a good thing. However, if you’re paying […]

How to Get in Shape for Free

After enjoying a big Thanksgiving meal last week (and probably more than a few leftovers sandwiches this weekend), hitting the gym or signing up for a workout class might have crossed your mind once or twice. Lots of people start thinking about how to get in shape after the holidays – in fact, it was […]

5 Personal Finance Tips to be Thankful for

With Thanksgiving only a couple of days away, you’re probably feeling like Black Friday ads are inescapable. You may also have started thinking about the other, less commercial part of Thanksgiving – what you’re thankful for this year. At Debitize, we’re thankful for any and everything that makes personal finance easy and stress-free. Staying on […]

Master holiday shopping for less

Maybe you’re dreading the onset of holiday shopping, or maybe you can’t wait to get started. Whichever approach you take to holiday shopping, the thought of how much you’ll be spending on gifts and parties is probably daunting. Last year, U.S. shoppers racked up an average of $1,054 in credit card debt during the holiday […]