Swiping your credit card is easy, but using your credits cards wisely while improving your credit score? Not so much. With credit cards, staying on budget is just the start. You have to figure out when and how much to pay to each card to avoid interest, late fees, and other bank charges. Once you’ve […]
Millennials are different. Skinnier jeans than other generations? Probably. Credit card users? Probably not. According to a Bankrate survey, about two thirds of millennials don’t own one.
Keeping up with your credit card payments is already a challenge, but managing multiple cards on top of your student loans or mortgage can feel impossible. What’s worse is if you have revolving credit card debt; average households owe over $16,000, so even just the monthly interest can be a significant expense!
Millennials—like any other generation—are wary of a number of things… like cable and sketchy Tinder dates. And, as it turns out, also credit cards.
Your credit score is undoubtedly one of the most important aspects of your personal finance portfolio. It has an impact on your ability to secure a home loan, auto loan, and affects your credit interest rate, among other things. It’s important to ensure you have a solid foundation of knowledge about this score so you […]
It’s one of the more confusing things when it comes to your credit card – the difference between current balance and statement balance. When you check your credit card balance, you’ll typically see two different numbers – a current balance and a statement balance. What’s the difference? And how much do you actually need to pay to avoid interest […]
Because you just need us to break down the long arduous path to get out of debt into easy actionable steps We understand the hardship you’re going through. That’s why the team at Debitize came up with this – the ultimate, no-frills, super easy step-by-step guide you can follow to get out of debt. Ready? Let’s begin.
Are you applying for your first credit card? Don’t worry – we’ve got you covered! You finally realize you need a credit card – this is a big milestone in your financial life. Your first credit card plays a huge part in building a strong credit history, which makes it even more important to pick the right one. It’s […]