Have you ever wished you could travel more? You’re not the only one. A survey conducted by OnePoll earlier this year showed that 76% of Americans wished they could travel more. When you’re dreaming of taking a trip to the beach or some far flung city, you take a look at your budget and realize […]
To increase or not to increase your credit limit, that is the question. A higher credit limit means you’d be able to spend more on your credit card – what could be wrong with that? Before figuring out when and how to increase credit limit for your card, you should ask yourself first why you […]
Over 60% of Americans aren’t sure what a credit score is. Only about 30% of Americans check their credit score more than once a year, and most people aren’t sure how a credit score is calculated or what they should do to improve it. With all of the conflicting advice and information out there about […]
Getting approved for your first credit card is exciting! You’ve taken a big step towards building good credit. You’ve probably heard about credit card rewards, and are hoping to start earning those, too. After the excitement wears off, you’ll probably have tons of questions- like, when exactly do I pay my cards? How much do […]
Swiping your credit card is easy, but using your credits cards wisely while improving your credit score? Not so much. With credit cards, staying on budget is just the start. You have to figure out when and how much to pay to each card to avoid interest, late fees, and other bank charges. Once you’ve […]
Millennials are different. Skinnier jeans than other generations? Probably. Credit card users? Probably not. According to a Bankrate survey, about two thirds of millennials don’t own one.
Keeping up with your credit card payments is already a challenge, but managing multiple cards on top of your student loans or mortgage can feel impossible. What’s worse is if you have revolving credit card debt; average households owe over $16,000, so even just the monthly interest can be a significant expense!
Millennials—like any other generation—are wary of a number of things… like cable and sketchy Tinder dates. And, as it turns out, also credit cards.
Your credit score is undoubtedly one of the most important aspects of your personal finance portfolio. It has an impact on your ability to secure a home loan, auto loan, and affects your credit interest rate, among other things. It’s important to ensure you have a solid foundation of knowledge about this score so you […]
It’s one of the more confusing things when it comes to your credit card – the difference between current balance and statement balance. When you check your credit card balance, you’ll typically see two different numbers – a current balance and a statement balance. What’s the difference? And how much do you actually need to pay to avoid interest […]