Americans’ total debt hit a new high of $13 trillion last year, and about 80% of Americans are in debt. Many of the 80% of Americans with debt are working to pay it off, but in the meantime, carrying debt can have a significant impact on their credit scores. A good credit score saves you […]
With the holiday spending season drawing near, many thrifty readers are already spotting sales and clipping coupons. Saving money for the future is probably the last thing on your mind. We’re here this week to put saving back on your radar. Here’s a few budgeting tips on where cutting your budget can save you the […]
It may have seemed impossible at times, but you’ve finally done it – you’re debt free! There’s a lot of advice out there about how to get to this point. You’ve budgeted, you’ve actually stuck to your budget, and you’ve cut back on things you thought you couldn’t go without. Now that you’ve achieved your […]
Over 60% of Americans aren’t sure what a credit score is. Only about 30% of Americans check their credit score more than once a year, and most people aren’t sure how a credit score is calculated or what they should do to improve it. With all of the conflicting advice and information out there about […]
Getting approved for your first credit card is exciting! You’ve taken a big step towards building good credit. You’ve probably heard about credit card rewards, and are hoping to start earning those, too. After the excitement wears off, you’ll probably have tons of questions- like, when exactly do I pay my cards? How much do […]
If you’re ready to be done with summer heat and sunburns, you’re probably thrilled that September is just around the corner. There’s plenty to look forward to this fall, but it’s not all football and foliage. It’s also time for back to school shopping, when buying a few new notebooks and backpacks can really add […]
Millennials are different. Skinnier jeans than other generations? Probably. Credit card users? Probably not. According to a Bankrate survey, about two thirds of millennials don’t own one.
Although we see it coming every single year, the holidays always seem to catch us- and our wallets-by surprise. In fact, this year alone, Americans plan to spend about $983 on holiday shopping alone- not including expenses like travel and time off work. For most of us, this can make or break our budget for […]
Millennials—like any other generation—are wary of a number of things… like cable and sketchy Tinder dates. And, as it turns out, also credit cards.
Here’s the second entry in our How to Save Big series: The average American spends 5.6% of his/her budget on entertainment needs. Much of this can be cut down with careful monitoring and smart spending – here’s some ways you can go about accomplish this and saving big while still getting your entertainment fix.