FICO Credit Score 101: Credit Mix

This post is part of a continuing series on understanding your FICO credit score, where we delve into detail to explain each component of your credit score calculation. In the first three parts of this series, we explained how payment history, amounts owed, and the length of your credit history influence your FICO credit score. In this […]

Why Do I Need a Credit Card?

Some personal finance experts spend a lot of time and energy trying to prevent us from using credit cards – with good reason. Credit Cards are often misused and abused, and credit card debt can be devastating to your financial future. But when used responsibly, you’ll find you are much better off paying with credit […]