Summer Debt Shape Up Week 1: Time to sweat debt!

Credit card debt weighing you down? Tone your debt with Debitize’s Summer Debt Workout.

Just give us 10 weeks. Together, we’ll get your finances in better shape. For the Summer and beyond.

Let’s get moving…

Week 1


Weigh In

It’s easy to ignore your credit score – who wants to see that – especially if you’re in a credit trap and your number is hovering in the 500’s.

That being said it is important to know and important to check. You can request a free copy of your credit report from each of three major credit reporting agencies – Equifax®, Experian®, and TransUnion® – once each year at or call toll-free 1-877-322-8228.

Most credit card companies offer free checks of your credit score through their mobile apps, you can also check out Credit Karma for free weekly reports on your credit score – check them out here.

Get accurate measurements

Once you get your credit report – check its accuracy. Spot something weird? Follow this great article from the Federal Trade Commission on disputing errors on your credit report.  

What’s your Score?

Find out where you’re at and set a goal on where you want to be. 

Debitize Recognized by as a Great Way to Take Charge of Your Debt

While many of us enjoy the varied benefits of using a credit card — from purchase rewards to rental car insurance and more — those benefits can be quickly outweighed by the perils of growing card balances and high interest rates. But do you really need to give up the perks and rewards you love to get your credit card spending under control? Not with Debitize, recognized by as a great way to take charge of your credit card debt.

How To Save Big While Budgeting For The Holidays

Although we see it coming every single year, the holidays always seem to catch us- and our wallets-by surprise. In fact, this year alone, Americans plan to spend about $983 on holiday shopping alone- not including expenses like travel and time off work. For most of us, this can make or break our budget for the year. But it doesn’t have to be that way! Holidays can be expensive, but they don’t have to be!

Here are a few ways to still have an amazing holiday- without breaking the bank.

How To: Save Money Paying Off Credit Card Debt

Keeping up with your credit card payments is already a challenge, but managing multiple cards on top of your student loans or mortgage can feel impossible. What’s worse is if you have revolving credit card debt; average households owe over $16,000, so even just the monthly interest can be a significant expense!

Announcing the Debitize Mobile App

Today, we are excited to announce that we’ve reached a tremendous milestone: the release of our first mobile app. Since our inception, we’ve covered over $8 million in credit card spending for our users, now at a rate of over $1 million per month, and we are finally expanding from web to mobile with the launch of the Debitize iOS app.

How to Save Big When It Comes to: Entertainment

Here’s the second entry in our How to Save Big series:

The average American spends 5.6% of his/her budget on entertainment needs. Much of this can be cut down with careful monitoring and smart spending – here’s some ways you can go about accomplish this and saving big while still getting your entertainment fix.

Quiz: How Much do you Really Know about Credit Score?

Your credit score is undoubtedly one of the most important aspects of your personal finance portfolio. It has an impact on your ability to secure a home loan, auto loan, and affects your credit interest rate, among other things. It’s important to ensure you have a solid foundation of knowledge about this score so you can achieve your goals.

Take this credit score quiz to test your credit knowledge. To see if you answered correctly, just skip to the end to see the answers.